
Finding homes

Finding your place…

Finding homes
Buyer’s guide
From first search to title deed, every step on houzMe is verified, recorded and protected by escrow.
Step 1
Use filters, the map view and saved homes to shortlist. The Verified badge means we sighted the title deed, confirmed the agent’s EARB registration and visited the property.
Step 2
Request a viewing from the listing. The agent confirms a time; the exact address is shared once confirmed. Prefer video? Ask for a live video walk-through.
Step 3
Pay a refundable reservation fee (1% of the price, between KES 50,000 and 500,000) to take it off the market for 14 days while your advocate runs searches.
Step 4
Once searches are clean, sign the sale agreement and pay the 10% deposit into escrow. Your advocate receives copies of everything.
Step 5
Pay the balance by bank transfer (or through your mortgage lender). Funds stay in escrow until the transfer is registered at the Lands registry.
Step 6
We release funds to the seller only when the title is in your name. Renting? The landlord is paid once you have the keys.
Instant STK push for reservations and rent up to KES 250,000.
Visa and Mastercard with 3-D Secure, processed by Paystack.
EFT or RTGS into our escrow client account for deposits and full purchases.
USDC on Base, Polygon or Arbitrum up to KES 10,000,000, confirmed on-chain automatically.
Can’t find your answer? WhatsApp any agent from their listing, or email hello@houzme.co.ke.
Payments go to a houzMe escrow client account, never to an agent or seller directly. Funds are released only when the agreed condition — keys handed over or title transferred — is met.
Yes. If the title search or valuation fails, or the seller pulls out, the reservation fee is refunded in full to the original payment method.
M-Pesa for amounts up to KES 250,000, Visa or Mastercard up to KES 1,000,000, USDC stablecoin up to KES 10,000,000, and bank transfer (EFT/RTGS) for any amount.
Choose USDC at checkout and a network (Base, Polygon or Arbitrum). We lock a quote for 60 minutes and show an exact amount, address and QR code. Send that exact amount from any wallet; we detect it on-chain and confirm your order automatically.
Yes, and we recommend one for every purchase. houzMe handles listings, payments and coordination; your advocate handles searches, agreements and transfer.
Browsing, saving and viewing are free. There are no buyer fees on reservations or deposits. Standard stamp duty and legal fees still apply to the purchase.
Pay the first month plus a one-month refundable deposit online. The deposit stays in escrow for the tenancy and the landlord receives rent once you have the keys.